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Long Term Care Insurance (LTCI) can be a useful tool to help pay for healthcare services you or your spouse may need in the future. LTCI is a useful tool but not for everyone. As a Geriatric Care Manager, I can work with individuals who already have LTCI and want to begin using it to […]
Hultquist Place will begin to offer outdoor visitation effective May 3, 2021. Outdoor visits allow us to limit the traffic in the building, decreasing the chance of infection being introduced. Visiting in the open air limits the spread of infection also. The visit stations are located around our circular driveway. Please park in the Hultquist […]
This is the third and final answer to this question; filing a LTCI claim. LTCI insurance works by reimbursing you for care costs you have already paid. If you have help in the home, and you don’t pay them money (maybe they are family) the LTCI will not pay any benefit. When you hire help […]
This is the continuation of the answer to this question; filing a LTCI claim. You have called the company and started the claims process. You will receive a packet from your LTCI which includes claim forms you must complete and return within 30-days. There may be a form to be completed by your physician. There […]
I will be answering this question in three parts; understanding how to qualify, filing the claim and what to do when denied. Long Term Care Insurance (LTCI) is an insurance product that is designed to help an individual pay for the care they receive when they are sick/infirm/frail. Long Term Care Insurance is NOT health […]
As we have mentioned in the past, we often receive guidance from CMS and the NYS Department of Health at the same time as the general public with regards to the Novel Coronavirus (COVID-19) and visitation to our campus. We recently received new guidance to follow and although much of what we have been doing […]
As we have mentioned in the past, we often receive guidance from CMS and the NYS Department of Health at the same time as the general public with regards to the Novel Coronavirus (COVID-19) and visitation to the Lutheran Home and Rehabilitation Center. We recently received new guidance to follow, some of which is a […]
Both of these options are useful ways to pay for medical expenses with benefits and limitations with pre-tax dollars.A Health Savings Account (HSA) is a pre-tax way of saving money to pay for medical expenses later. The HSA is useful for those individuals who have a High Deductible Health Plan (HDHP). The HDHP must have […]
This week, we will pass the one year mark since we closed our doors to the public for the first time in our history. A year ago, we had no idea how long the Novel Coronavirus (COVID-19) pandemic would persist or how woefully unprepared we were as a nation to fight it. Though it is […]
2020 changed our world; many lives and livelihoods lost. Devastating destruction and unimagined challenges faced. Despite those obstacles, each day countless Americans answered the call to serve. They raised their hands. Stood up. Showed up. And volunteered to put their neighbors and complete strangers first. To help make America safer and healthier, more fair, and […]
In accordance with directives from New York State, visitation to our facilities is by appointment only at this time. This is for your protection and the protection of our residents to prevent the spread of respiratory illness. Click the button below for visitation information, Novel Coronavirus (COVID-19) resources, to learn more about our pandemic responses by facility, and to see our communications archive.