This is the continuation of the answer to this question; filing a LTCI claim. You have called the company and started the claims process. You will receive a packet from your LTCI which includes claim forms you must complete and return within 30-days. There may be a form to be completed by your physician. There […]
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I will be answering this question in three parts; understanding how to qualify, filing the claim and what to do when denied. Long Term Care Insurance (LTCI) is an insurance product that is designed to help an individual pay for the care they receive when they are sick/infirm/frail. Long Term Care Insurance is NOT health […]
As we have mentioned in the past, we often receive guidance from CMS and the NYS Department of Health at the same time as the general public with regards to the Novel Coronavirus (COVID-19) and visitation to our campus. We recently received new guidance to follow and although much of what we have been doing […]
As we have mentioned in the past, we often receive guidance from CMS and the NYS Department of Health at the same time as the general public with regards to the Novel Coronavirus (COVID-19) and visitation to the Lutheran Home and Rehabilitation Center. We recently received new guidance to follow, some of which is a […]
Both of these options are useful ways to pay for medical expenses with benefits and limitations with pre-tax dollars.A Health Savings Account (HSA) is a pre-tax way of saving money to pay for medical expenses later. The HSA is useful for those individuals who have a High Deductible Health Plan (HDHP). The HDHP must have […]
This week, we will pass the one year mark since we closed our doors to the public for the first time in our history. A year ago, we had no idea how long the Novel Coronavirus (COVID-19) pandemic would persist or how woefully unprepared we were as a nation to fight it. Though it is […]
2020 changed our world; many lives and livelihoods lost. Devastating destruction and unimagined challenges faced. Despite those obstacles, each day countless Americans answered the call to serve. They raised their hands. Stood up. Showed up. And volunteered to put their neighbors and complete strangers first. To help make America safer and healthier, more fair, and […]
Medicare Part A, B and D have different rules. This article applies to the rules regarding Medicare Part B only. Your current situation is: you are working, you carry insurance from your employer with Medicare Part A only. Medicare works hard to notify those eligible for Medicare to get signed up in an appropriate manner. […]
The Omnipod system is an insulin delivery system that allows you to not only monitor your blood sugar without fingersticks, but also administer insulin without needles. This system is along the lines of an Insulin Pump, but is disposable after 72 hours of use. This new insulin delivery system is covered under Medicare for very […]
As you may know, we’ve had access to vaccinations for both the Lutheran Home and Rehabilitation Center as well as the Hultquist Place Assisted Living Program. The Edgewood Communities, an independent senior living community on the same campus, was not included. Those residents must search for vaccine access on their own in the community. Elderly […]